Compliance field guide

Working roofing leads legally in Texas.

Texas has no statewide roofing license — but don't mistake that for a light-touch state. SB 140 (effective September 1, 2025) turned marketing texts into regulated telephone solicitation with $500–$10,000 per-message exposure, Texas runs its own no-call list on top of the federal registry, and paying a homeowner's deductible is a crime here.

This is an educational field guide, not legal advice. Statutes change and local ordinances add layers — confirm anything consequential with a Texas construction attorney. Citations link to primary sources so you can read the actual rule. Last reviewed 2026-07-09.

Texas — the rules every storm roofer must know

SB 140: cold marketing texts are now regulated telemarketing

Since September 1, 2025, Texas treats marketing texts as 'telephone solicitation.' Cold-texting consumers without registering with the Secretary of State ($200 fee + $10,000 bond) exposes you to Deceptive Trade Practices Act claims of $500–$10,000 per message — and plaintiff firms are actively filing. A November 2025 settlement carved out genuinely consent-based texting programs from the registration requirement. Practical rule: in Texas, text only homeowners who gave you prior consent or are existing customers. Cold outreach = call (screened), email, mail, or knock.

Source: Tex. Bus. & Com. Code ch. 302 (SB 140)

Texas runs its OWN no-call list — scrub both

The Texas No Call List (Bus. & Com. Code ch. 304) is separate from the federal DNC registry. RoofLeads Pro screens the federal registry; the Texas state list is a separate scrub you must run before cold-calling Texas numbers (list access via texasnocall.com). Violations run up to $5,000 each under the DTPA hook.

Source: Texas No Call List

Texas calling hours are stricter than federal

Texas telephone solicitation is limited to 9 AM–9 PM Monday–Saturday and noon–9 PM on Sunday — tighter than the federal 8 AM start, and most platforms (ours included) enforce only the federal window automatically. Set your own morning and Sunday discipline when dialing Texas numbers.

Source: Tex. Bus. & Com. Code ch. 302

Paying or waiving the deductible is a criminal offense

Texas Insurance Code chapter 707 (HB 2102, 2019) makes paying, waiving, absorbing, or rebating a homeowner's insurance deductible a Class B misdemeanor — and your contract must include the statutory notice that the homeowner is responsible for paying it. Insurers may refuse to pay a claim until the deductible is verifiably paid.

Source: Tex. Ins. Code ch. 707

Don't touch the claim — contractor and adjuster can't be the same person

Texas law expressly prohibits a roofing contractor from acting as a public adjuster on the same property — you can't negotiate the homeowner's claim, and you can't advertise that you will. Document the damage, meet the adjuster, advocate for your scope. Nothing more.

Source: Tex. Ins. Code §4102.163

No state roofing license — so trust cues carry the sale

Texas doesn't license roofers statewide (voluntary RCAT licensing exists and is worth having). That cuts both ways: low barrier for you, but homeowners burned by storm-chasers are trained to be skeptical. Local rules still apply — most Texas cities require re-roof permits, and many (including Austin) regulate door-to-door solicitation. Check the city clerk before canvassing.

Source: RCAT — voluntary licensing

Federal rules (apply in every state)

TCPA quiet hours — call/text only 8 AM–9 PM local

No marketing calls or texts to the homeowner's local time before 8 AM or after 9 PM. RoofLeads Pro auto-blocks SMS sends outside this window, but manual dialing is on you.

Source: 47 CFR §64.1200

Do-Not-Call registry — $500–$1,500 per violation

Calling a number on the federal DNC registry exposes you to statutory damages per call. The platform screens every lead against the registry and hides flagged numbers entirely — you can't dial what you can't see. Numbers you source elsewhere are not covered by our screening.

Source: FTC — National DNC Registry

Opt-outs must be honored fast — within 10 business days

Since April 2025, a consumer can revoke consent by any reasonable means (including just replying 'stop'), and you must honor it within 10 business days. Log every opt-out; never re-text a number that said stop.

Source: FCC TCPA revocation order (2025)

CAN-SPAM — every marketing email needs your identity + address + opt-out

Commercial email must identify the sender, include a physical mailing address, and offer a working opt-out. The platform appends a compliant footer to outreach sent through it automatically.

Source: FTC — CAN-SPAM Act guide

What the platform enforces vs. what stays on you

Enforced automatically by RoofLeads Pro

Federal DNC-flagged numbers hidden before they load · TCPA quiet-hours auto-block on SMS (8 AM–9 PM local, Central time handled) · CAN-SPAM footers on outreach email · consent-state audit snapshot on every send.

Still on you in Texas

NO cold SMS — SB 140 makes unregistered cold texting radioactive; use the platform's Gmail outreach, screened calls, or the door instead · scrubbing the separate Texas No Call List before cold calls · the stricter 9 AM / Sunday-noon calling window · chapter 707 deductible language in your contract · local solicitation permits. When in doubt, ask a Texas construction attorney — this page is a field guide, not counsel.

Compliance is built into the leads.

DNC numbers hidden, quiet hours enforced, audit log on every send — the expensive mistakes are blocked by default.

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Texas Roofing Sales Compliance Cheat Sheet — SB38, TCPA, DNC | RoofLeads Pro