Colorado's roofing-specific rules come from 2012's SB38 (the Consumer Protection / Residential Roofing Act, C.R.S. 6-22-101 and following) — passed after a wave of post-hailstorm abuses, and still the regime that governs how you sell storm work here.
Paying or absorbing any part of the homeowner's insurance deductible — directly, as a 'discount,' an advertising allowance, or any other workaround — is illegal in Colorado. It's also the fastest way to lose an adjuster's trust. Price the job; leave the deductible alone.
Source: C.R.S. 6-22-105 ↗Residential roofing work needs a written contract with the scope of work and materials, cost, contact information, and the statutorily required cancellation disclosures. Handshake storm deals don't hold up — for you or the homeowner.
Source: C.R.S. 6-22-103 ↗If the homeowner's insurer denies the claim (in whole or part), the homeowner may cancel the roofing contract within 72 hours of the denial — and you must return payments and deposits for work not yet performed. Your contract must disclose this right.
Source: CRA Residential Roofing Bill of Rights ↗You can document damage, meet the adjuster, and advocate for your scope of work — but negotiating the insurance claim on the homeowner's behalf crosses into public adjusting, which requires a license roofers don't have.
Source: CO DOI — public adjuster licensing ↗Colorado has no statewide door-to-door solicitation license, but many Front Range municipalities require a local solicitor's permit — and some post-disaster ordinances tighten this after major storms. A quick call to the city clerk before canvassing a new city keeps a $500 fine off your books.
No marketing calls or texts to the homeowner's local time before 8 AM or after 9 PM. RoofLeads Pro auto-blocks SMS sends outside this window, but manual dialing is on you.
Source: 47 CFR §64.1200 ↗Calling a number on the federal DNC registry exposes you to statutory damages per call. The platform screens every lead against the registry and hides flagged numbers entirely — you can't dial what you can't see. Numbers you source elsewhere are not covered by our screening.
Source: FTC — National DNC Registry ↗Since April 2025, a consumer can revoke consent by any reasonable means (including just replying 'stop'), and you must honor it within 10 business days. Log every opt-out; never re-text a number that said stop.
Source: FCC TCPA revocation order (2025) ↗Commercial email must identify the sender, include a physical mailing address, and offer a working opt-out. The platform appends a compliant footer to outreach sent through it automatically.
Source: FTC — CAN-SPAM Act guide ↗DNC-flagged numbers hidden before they load · TCPA quiet-hours auto-block on SMS · CAN-SPAM footers on outreach email · a consent-state audit snapshot written on every send, so if you're ever asked to prove compliance, the answer is in the database.
Manual dialing outside the platform · your written contract's SB38 terms (deductible language, 72-hour disclosure) · local solicitation permits · honoring opt-outs on channels we don't send through. When in doubt, ask a Colorado construction attorney — this page is a field guide, not counsel.
DNC numbers hidden, quiet hours enforced, audit log on every send — the expensive mistakes are blocked by default.
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